Bill Joy, President

Bill received his Bachelor of Science degree in Commerce and Business Administration, with an emphasis in finance and real estate, from the University of Alabama in 1974. He became a designated member of the Mortgage Bankers Association of America in 1992, and keeps up with changes in the industry by frequent attendance of seminars and conferences presented by the MBA and other professional financial and real estate organizations. He has also been an instructor for the MBA.

Bill has served as a Board Member for the University Of Alabama College Of Commerce and Business Administration Alumni Association, and remains active locally through his involvement with the YMCA, Belmont Mansion and his church.


Chad W. Hood, Loan Originator

Upon relocating to Nashville from Northwest Arkansas in Fall, 2013, Chad joined MCI with a strong entrepreneurial mindset and interest in the private business sector. He brings an analytical approach to his work, and prides himself on his customer service and personal interactions.   

Chad holds a Bachelor’s Degree from the Sam M. Walton School of Business at the University of Arkansas with an emphasis in Entrepreneurship and Real Estate Finance. 


Pamela Parker, Loan Servicing Manager

Nashville native, Pamela brings to MCI over 15 years of commercial real estate experience, as she was instrumental in helping a local restaurant chain grow from its second location in the Nashville area to more than 100 locations across the country, where she also gained firsthand experience with commercial property selection and location research. Pamela is a licensed affiliate broker and brings with her extensive knowledge of the commercial real estate market.


Patricia Greer, Loan Closing Specialist

Nashville native, Patricia brings to MCI over 20 years of real estate experience.  Patricia joined MCI in March 2018, she prides herself on her customer service and personal interactions.

Patricia holds a Bachelor's Degree from Aquinas College with an emphasis in Business Administration and a Paralegal Certificate from Southern College.


Christine Joy, Servicing Analyst

While growing up immursed in the business, Christine brings to MCI a series of skill sets along with a wealth of knowledge from being the summer intern for 3 years. Native to Nashville, she graduated from the International Baccalaureate Programme at Hillsboro High School and continued to pursue her education at Martin Methodist College. She is passionate about her work in international missions and photography.